A Principal Office of Insurance Designers

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Long Term Care

Put your clients’ assets to work — use a life insurance policy or an annuity — and provide long-term care benefits. Clients can use the LTC benefit if they need it or leave the death benefit or accumulated value as part of their financial legacy.

Asset-based plans are generally funded in a single payment by repositioning an existing low-yield asset, resulting in net-zero cost. They provide the following benefits:

  • Guaranteed Premiums – Rates will never increase
  • Death Benefit – Payable tax-free to your beneficiary 
  • Surrender Provision – Cancel your policy for a return of premium.
2019 LTC Score Card

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Care Solutions Product Grid

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Pre Underwriting Grid

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Allow our annuity expert to guide you...

We understand long term care can be confusing for not only your clients but also the agent as well. But allow our expert to assist you on your next LTC sale and provide your client with the best available products for their needs. If you would like to receive a quote or more information about annuities, please contact Jeff Skolnik or use the form below.

Jeff Skolnik